Services

I specialize in helping clients with insurance-based investment and protection solutions — products that offer guarantees, principal protection, and estate planning advantages.

My recommendations are always tailored to your individual goals, risk tolerance, time horizon, and family situation. Here’s how I typically support clients:

Segregated Fund Investments

My main area of focus. These contracts combine investment growth potential with important guarantees, including death benefit protection and the ability to bypass probate.

GICs and High-Interest Savings Accounts (through insurance companies)

Secure, guaranteed options for clients seeking principal protection and competitive rates.

Retirement Income Strategies

Helping design reliable retirement income using the above products, including RRIF planning and tax-efficient withdrawal strategies.

Estate Planning Support

Guidance on structuring your affairs so your assets can pass efficiently and privately to your loved ones.

Life Insurance Solutions

Protection for your family and legacy, often integrated with your overall financial strategy.

My Approach

My service is built around helping you implement suitable insurance-based solutions, with ongoing guidance and financial planning provided as a complementary part of our relationship. I do not charge any advising fees. 

My goal is to be a trusted advisor in your corner — helping you make confident decisions with clarity and peace of mind.

I’m here to help — planning for you and your loved ones.

Kris Alary CFP®, CEA®, LLQP®